We’re different – very different! We formed our inexpensive, advice-only, ethical, flat-fee, fee-only fiduciary investment advisor/retirement planning company to help those who want an early exit from the hamster wheel (FIRE), or need to make up for lost time in preparing for retirement, their children’s education, and other life goals. Our special sauce? We use inexpensive, high-fidelity financial planning software that *you* can use on your own, if you want to take the wheel. That allows you to answer questions on the fly, such as if you're musing over that dream vacation home, boat, RV, or other over a glass of wine on the weekend. We've written two highly successful personal finance books. Plan Your Money Path: Create Your Own Financial Plan walks you through building your own plan (and the many pitfalls!). Kiss Your Money Hello! (and Financial Stress Goodbye) is a comprensive walk through personal finance topics from getting out of debt to investing, financial planning, and retirement planning.