Joseph's aim is to assist you in informed, responsible stewardship of your assets for lifetime and generational needs. If you are planning for retirement, saving for your children's or grandchildren's education, or looking to preserve and grow your wealth- he can help. Before entering the financial services industry Joseph served as the Director of Charter Sales at a private aviation firm, as well as Vice-President of Sales and Development for its information technology subsidiary. Planning for Retirement Retirement can bring significant changes to both your lifestyle and finances. It represents a time when you may no longer be working, or perhaps working less, and when your income will likely come from various sources such as your savings and investments, Social Security, and pensions. Ensuring that these income sources can support you throughout your retirement is critical. It requires a plan that seeks to sufficiently manage common retirement obstacles while also effectively responding to unexpected retirement income challenges. Whether you're an individual seeking tax-deferred growth or a business owner wanting to offer employees an attractive benefit, Joseph can help you navigate the complex choices available to you. He offers assistance with a full array of retirement plans, including: IRAs and IRA rollovers, Roth IRAs and conversions, Simplified Employee Pension (SEP) and Keogh plans, SIMPLE plans for small businesses, as well as 401(k), pension, and profit-sharing plans. Comprehensive Investment Making sure your wealth continues to work in support of the goals you have established takes careful planning. Such planning is not a single event - it is a process. As your life circumstances change, so must the investment strategies we use to stay on course toward meeting your objectives. What may be a well-constructed portfolio for one investor may not be appropriate for others. Each individual or business has different risk tolerance, goals, time horizons, tax considerations and other needs. That is why Joseph works with you to design investment strategies targeted to your specific needs and goals. Finding the Right Balance Poorly constructed and managed portfolios can endanger the realization of your goals. The best way to help ensure preservation of capital and take advantage of the periodic growth across various asset classes and sectors is a carefully diversified portfolio, with a level of risk to fit your specific needs. Getting Started Rich, McManus & Goett Group has programs which leverage capabilities across the entirety of our divisions- resulting in a holistic approach to addressing your business and personal needs. Contact Joseph to start a constructive conversation regarding your finances. Together you can identify the areas that require attention and begin developing strategies to mitigate and overcome your challenges.