As one of the Private Wealth Financial Advisors on the team, Dan advises clients in the context of a thoughtful plan. He starts by listening. Then, he guides clients through a detailed planning process. Dan believes that details matter. That is why he supervises plan development to help ensure thoroughness and accuracy. Dan has a passion for providing individuals and communities with financial education. In this pursuit, he joined the Association of Financial Educators. This nonprofit organization seeks to promote widespread and comprehensive financial literacy. Dan is always learning. He obtained the CFP® certification early in his career. This equipped him with an in-depth planning process. He then added the CRPC® (Chaptered Retirement Planning Counselor™) certification. This rounded out his retirement planning acumen. Next, Dan earned a CIMA® (Certified Investment Management Analyst™) designation. This program focused on portfolio design and risk management. Most recently, Dan earned the CPWA® (Certified Private Wealth Advisor) designation through the Yale School of Management in partnership with the Investments and Wealth Institute. The CPWA® program covers the life-cycles of wealth (Accumulation, Preservation, and Distribution) and complex strategies for those with significant net-worth. Dan earned a degree in Business Administration from Miami University of Ohio. He began working at Paine Webber in 1996 before moving to Wells Fargo Advisors in 1998. There, he met his now-business associate and fellow Financial Advisor, Gray Daus and together, they co-founded the Sperow Daus Private Wealth Management Group of Wells Fargo Advisors. Dan lives in Charlotte, NC with his wife Lisa. They have two adult daughters, Emily and Nicole. He enjoys outdoor adventure sports including hiking, skiing, rafting, kayaking, and mountain biking. Dan is even the founder of a local hiking organization in Charlotte! He is also an active member of his church, where he teaches stewardship and parenting classes.