Money isn't the most important thing in life, but it can cause anxiety or offer flexibility. I help people plan for retirement and invest for the future while keeping the big picture in mind. For over 15 years, I've guided clients and retirement plan participants as they work toward financial independence. We take smart actions without overcomplicating things, and we adjust as life inevitably changes. I use straightforward investing concepts with low-cost funds and ETFs, and I continually study retirement planning best practices. Clients do not need to invest money with me, although they are welcome to do so. Flat-fee projects and one-time conversations are available.