Fred is a Principal based in South Florida. For over 30 years he has served as a holistic wealth manager, investment advisor, and financial planner to affluent families, business owners, senior corporate executives, philanthropists, and non-profit organizations. Prior to joining Cerity Partners, Fred was a Wealth Advisor at Goldman Sachs, RBC Wealth Management, BNY Mellon Wealth Management, and Merrill Lynch, providing tailored solutions that integrated financial planning, investment management, tax optimization, trust and estate planning, corporate benefits, insurance/risk management, retirement and succession planning advice to high net-worth families. Earlier in his career Fred was President of Banorte Securities International, LLC., Regional Vice President at Fidelity Institutional Investment Services, Inc., and a Commodity Trader at Philipp Brothers/Solomon Brothers.