Larry Gamboa, Financial Advisor Helping people simplify their financial lives is the core of my business as a Senior Financial Advisor, Managing Director- Investments, with Wells Fargo Advisors. I practice as a Senior Fundamental Choice Portfolio Manager, which enables me to manage portfolios on a discretionary basis for select clients. I strive to provide a high level of personalized service and attention to help business owners, individuals and their families manage their complex financial goals. My aim is to create lasting value for clients by providing an unwavering commitment to exceeding expectations. I do this by establishing an ongoing relationship with each client, and then revisit and fine-tune the financial strategies as needed. I believe that clients feel most comfortable when they understand the numbers and what their money is doing, so communication is key. Helping Individuals Whether a plan includes retirement savings, wealth preservation, or education savings for children and grandchildren, I help by creating an investment portfolio that changes with my client’s life, needs and goals. The outcome is an investment strategy that is customized for each person’s situation, risk tolerance and lifestyle. I also often work with other professionals such as lawyers or accountants to form a complete financial management path for my clients. Assisting business owners When clients’ personal and business goals are intricately tied, I believe that their wealth management and investment strategies should be developed and reviewed through one all-inclusive lens. In addition to providing tactical advice and guidance on investment strategies, I can help business owners with retirement and benefit plan services, cash and liability management, business continuation and succession planning. We also gain access to lending products and services through Wells Fargo affiliates. A Single Point of Contact I provide access to a full suite of investment solutions to help you manage assets for non-profit organizations, foundations, government entities, endowments and corporate retirement and pension plans. I follow a disciplined process that helps to address your organization’s changing needs and provides you with a potentially higher probability of achieving your long-term investment goals. My process consists of developing an Investment Policy Statement, Strategic Allocation Modeling, Investment Manager Due Diligence, Investment Manager Search and Selection, Portfolio Strategy, Cash and Liquidity Management, Board Governance and Education, and Performance Management. Away from the office Away from the office, I enjoy spending time with family, snowboarding and biking. I give back to our community as often as possible volunteering with our local youth sports league. My wife and I live in Morris County with our son and two daughters. I look forward to extending my services to you and your family.