GARNER FINANCIAL MANAGEMENT
SEC RegisteredFinancial Planning for a Secure Future — Your Vision, Our Strategy
About the firm
Garner Financial Management, Inc. is a fee-only, independent financial planning and investment management firm serving clients across the U.S. The firm is dedicated to bringing comprehensive financial planning to its clients, addressing every aspect of their financial picture while building long-term relationships with clients of all backgrounds and professions.
Firm Focus
Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.
Areas of expertise
Services
Comprehensive financial planning and investment management, including retirement planning, estate and legacy planning, Social Security benefits planning, and health care cost planning.
Who they serve
Pre-retirees, retirees, business owners, and successful individuals of all backgrounds and professions across the U.S.
| Client segment | Clients | Assets managed |
|---|---|---|
| Individuals (Non-HNW) | 67 | $26M |
| High Net Worth Individuals | 44 | $107M |
| Charitable Organizations | 4 | $13M |
0 total clients reported on Form ADV.
Leadership
Office locations
Advisors at this firm
1 advisor in the directory
Regulatory & compliance
| Asset tier | Annual rate |
|---|---|
| First $250,000 | 0.95% |
| Next $250,001 - $500,000 | 0.90% |
| Next $500,001 - $1,000,000 | 0.88% |
| Next $1,000,001 to $2,500,000 | 0.80% |
| Next $2,500,001 to $4,000,000 | 0.70% |
| Next $4,000,001 to $6,000,000 | 0.60% |
| Over $6,000,000 | 0.00% |
Data as of February 11, 2026 · Source: SEC IAPD & FINRA BrokerCheck
Contact Information
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This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. GARNER FINANCIAL MANAGEMENT has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.