James Ray Cratty
Investment Adviser Representative at Frost Investment Services
Professional summary
Compiled by AdvisorFinder from public regulatory records. This advisor has not provided a personal biography.
James Ray Cratty is an investment adviser representative with Frost Investment Services in Austin, TX, where they have been registered since 2022. They have worked in the securities industry since 1987 and have been registered with 4 firms, including Capital Analysts and Lincoln Investment. They have passed 8 industry qualification exams, including the Series 66 (combined investment adviser and state securities agent), Series 7 (general securities representative), and Series 24 (general securities principal). They are registered to provide investment advice in Florida and Texas.
Office
Advisors at this office: 12
Branch office as filed with FINRA, counting current advisors in the directory who work there.
Registrations & licenses
- Investment adviser:
- Florida, Texas
- Broker:
13 states and territories
California, Colorado, Connecticut, District of Columbia, Florida, Illinois, Maine, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Texas
Registration requirements vary by state and service. Contact the advisor's firm to confirm whether they can serve you.
Financial-firm registration history
Registration history as reported to FINRA, most recent first.
Reported employment history
Employment the advisor reported on their SEC/FINRA filings, as of October 8, 2026. It may not be a complete history.
- Lincoln InvestmentOct 2015 – Feb 2017Fort Washington, PA
- Frost Brokerage ServicesMar 2017 – no end date reportedAustin, TX
- Frost Investment ServicesMar 2017 – no end date reportedAustin, TX
- Frost BANKMar 2017 – Aug 2019Austin, TX
Official records & sources
Data as of May 30, 2026 · Source: SEC IAPD & FINRA BrokerCheck
About Frost Investment Services
These details describe the firm overall. Individual advisors' services, clients, and fees may differ.
Fee arrangements the firm reports
- Percentage of assets under management
Arrangements the firm reports on its Form ADV; this advisor may not charge every fee listed. Estimated from the firm's Form ADV — individual terms may differ. Not a quote.
Services the firm offers
Client types the firm serves
Firm assets under management
$1B–$5B
- Firm disclosures (Form ADV)
- Disciplinary history reportedVerify on SEC IAPD
- Advisors listed on AdvisorFinder:
- 174
- Offices listed on AdvisorFinder:
- 26
- Main office:
- San Antonio, TX
- SEC file number:
- 801-108754
Counts reflect AdvisorFinder directory coverage, not necessarily the firm's complete network.
Form ADV data as of March 24, 2026
View full firm profileOther advisors at Frost Investment Services
Showing 12 of 174 in the directory
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This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. James Ray Cratty has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on BrokerCheck or SEC.gov before making any decision. AdvisorFinder may be compensated for referrals generated through this page.
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