Joanna Espasas
Investment Adviser Representative at Tiempo Capital Partners
Professional summary
Compiled by AdvisorFinder from public regulatory records. This advisor has not provided a personal biography.
Joanna Espasas is an investment adviser representative with Tiempo Capital Partners in Miami, FL, where they have been registered since 2025. They have worked in the securities industry since 2012 and have been registered with 5 firms, including J.p. Morgan Securities LLC and Raymond James & Associates, Inc. They have passed 3 industry qualification exams, including the Series 66 (combined investment adviser and state securities agent) and Series 7 (general securities representative). They are registered to provide investment advice in Florida and Puerto Rico.
Office
Advisors at this office: 5
Branch office as filed with FINRA, counting current advisors in the directory who work there.
Registrations & licenses
- Investment adviser:
- Florida, Puerto Rico
Registration requirements vary by state and service. Contact the advisor's firm to confirm whether they can serve you.
Financial-firm registration history
Registration history as reported to FINRA, most recent first.
Reported employment history
Employment the advisor reported on their SEC/FINRA filings, as of October 8, 2026. It may not be a complete history.
- Wells Fargo Advisors, LLCSep 2016 – Nov 2016Coral Gables, FL
- Wells Fargo Clearing Services, LLCNov 2016 – Feb 2017Coral Gables, FL
- Raymond James & AssociatesMar 2017 – May 2021Miami, FL
- Jpmorgan Chase BANK NAMay 2021 – Jun 2025Miami, FL
- Jpmorgan Securities LLCMay 2021 – Jun 2025Miami, FL
- Tiempo Capital PartnersJun 2025 – no end date reportedMiami, FL
Official records & sources
Data as of May 30, 2026 · Source: SEC IAPD & FINRA BrokerCheck
About Tiempo Capital Partners
These details describe the firm overall. Individual advisors' services, clients, and fees may differ.
Fee arrangements the firm reports
- Percentage of assets under management
- Fixed fee
- Performance-based fees
- Other
- Firm account minimum
- $1,000,000 (waivable)
- Estimated blended rate
- 0.009
- First $10 million0.90%
- $10,000,001 – $30 million0.70%
- $30,000,001 – $50 million0.60%
- $50,000,001 – $100 million0.50%
+2 more tiers on the firm profile
Arrangements the firm reports on its Form ADV; this advisor may not charge every fee listed. Estimated from the firm's Form ADV — individual terms may differ. Not a quote.
Services the firm offers
Tiempo Capital offers investment management (including Separately Managed Accounts), family office services, Puerto Rico Act 60 advisory, private and direct investments (real estate, early stage/venture, late stage/pre-IPO, private credit), insurance, and family-office technology solutions.
Client types the firm serves
Firm assets under management
$500M–$1B
- Firm disclosures (Form ADV)
- No disciplinary history reportedVerify on SEC IAPD
- Advisors listed on AdvisorFinder:
- 5
- Offices listed on AdvisorFinder:
- 1
- Main office:
- Miami, FL
- SEC file number:
- 801-129298
Counts reflect AdvisorFinder directory coverage, not necessarily the firm's complete network.
Form ADV data as of June 8, 2026
View full firm profileOther advisors at Tiempo Capital Partners
4 other advisors in the directory
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This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. Joanna Espasas has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on BrokerCheck or SEC.gov before making any decision. AdvisorFinder may be compensated for referrals generated through this page.
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