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Justin Ragatz

Investment Adviser Representative at THE Wealthgarden F.s. LLC

San Diego, CACRD #7771336Investment Adviser Representative
Disclosure(s) on record — verify on FINRA BrokerCheck
Sourced from SEC IAPD & FINRA BrokerCheck
Years of Experience
2 yrs
Exams Passed
4

Professional summary

Compiled by AdvisorFinder from public regulatory records. This advisor has not provided a personal biography.

Justin Ragatz is an investment adviser representative with The Wealthgarden F.s. LLC in San Diego, CA, where they have been registered since 2025. They have worked in the securities industry since 2024 and have been registered with 3 firms, including Cetera Advisor Networks LLC and Equitable Advisors, LLC. They have passed 4 industry qualification exams, including the Series 65 (investment adviser), Series 7 (general securities representative), and Series 63 (state securities agent). They are registered to provide investment advice in California.

Registrations & licenses

Registration type
Investment Adviser Representative
As of August 14, 2026, from the advisor's current registrations on SEC IAPD
State registrations
Investment adviser:
California

Registration requirements vary by state and service. Contact the advisor's firm to confirm whether they can serve you.

Examinations passed
Series 65
Uniform Investment Adviser Law Examination
Passed 11/21/2025
Series 63
Uniform Securities Agent State Law Examination
Passed 3/31/2025
Series 7
General Securities Representative Examination
Passed 9/14/2023
SIE
Securities Industry Essentials Examination
Passed 6/8/2023

Financial-firm registration history

Registration history as reported to FINRA, most recent first.

THE Wealthgarden F.s. LLCCurrent
12/5/2025 – San Diego, CA
Cetera Advisor Networks LLC
5/30/2024 – 4/7/2025Minneapolis, MN
Equitable Advisors, LLC
9/14/2023 – 3/5/2024San Diego, CA

Reported employment history

Employment the advisor reported on their SEC/FINRA filings, as of October 8, 2026. It may not be a complete history.

  1. Equitable Advisors, LLC
    Jun 2023 – Mar 2024New York, NY
  2. Unemployed
    Jan 2023 – Jun 2023San Diego, CA
  3. California State University San Marcos
    Aug 2020 – Dec 2022San Marcos, CA
  4. Lyft
    Mar 2017 – Mar 2020San Francisco, CA
  5. Uber
    Mar 2017 – Mar 2020San Francisco, CA
  6. San Diego Hydroponics and Organics
    May 2014 – Mar 2017San Diego, CA
  7. Unemployed
    Apr 2020 – Jul 2020San Diego, CA
  8. Confidere Financial
    May 2024 – Apr 2025Minneapolis, MN
  9. Cetera Advisor Networks
    May 2024 – Apr 2025El Segundo, CA
  10. Cetera Investment Advisers LLC
    Apr 2025 – Apr 2025Schaumburg, IL
  11. The Wealthgarden F.S. LLC
    Dec 2025 – no end date reportedEl Segundo, CA
  12. Unemployed
    May 2025 – Nov 2025San Diego, CA

Official records & sources

Data as of June 26, 2026 · Source: SEC IAPD & FINRA BrokerCheck

About THE Wealthgarden F.s. LLC

These details describe the firm overall. Individual advisors' services, clients, and fees may differ.

Fee arrangements the firm reports

  • Percentage of assets under management
  • Hourly
  • Fixed fee
Firm's annual rate schedule by assets
  • $0 - $500,0001.50%
  • $500,001 - $1,000,0001.25%
  • $1,000,001 - $5,000,0001.00%
  • $5,000,001+0.80%

Arrangements the firm reports on its Form ADV; this advisor may not charge every fee listed. Estimated from the firm's Form ADV — individual terms may differ. Not a quote.

Services the firm offers

Financial planning and personalized guidance, acting as fiduciaries to provide independent, transparent financial support aligned with clients' goals across every phase of their financial life.

Financial PlanningPortfolio Management for Individuals and Small Businesses
Firm areas of expertise
Financial PlanningFiduciaryBoutique Independent FirmPersonalized GuidanceWealth ManagementLifelong Financial Guidance

Client types the firm serves

IndividualsHigh Net WorthCharitable Organizations

Firm assets under management

$100M–$500M

Firm disclosures (Form ADV)
No disciplinary history reportedVerify on SEC IAPD
Advisors listed on AdvisorFinder:
4
Offices listed on AdvisorFinder:
1
Main office:
El Segundo, CA
SEC file number:
801-129740

Counts reflect AdvisorFinder directory coverage, not necessarily the firm's complete network.

Form ADV data as of March 9, 2026

View full firm profile

Other advisors at THE Wealthgarden F.s. LLC

3 other advisors in the directory

View THE Wealthgarden F.s. LLC firm profile

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Other advisors whose filed branch office is in the same city.

About this profile

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. Justin Ragatz has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on BrokerCheck or SEC.gov before making any decision. AdvisorFinder may be compensated for referrals generated through this page.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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