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Michael Charles Milner

Investment Adviser Representative at Gradient Advisors, LLC

Lakewood, COCRD #5523276Investment Adviser Representative
No disclosures on record
Sourced from SEC IAPD & FINRA BrokerCheck
Years of Experience
14 yrs
Exams Passed
4

Professional summary

Compiled by AdvisorFinder from public regulatory records. This advisor has not provided a personal biography.

Michael Charles Milner is an investment adviser representative with Gradient Advisors, LLC in Lakewood, CO, where they have been registered since 2025. They have worked in the securities industry since 2012 and were previously registered with Merrill Lynch, Pierce, Fenner & Smith Incorporated. They have passed 4 industry qualification exams, including the Series 66 (combined investment adviser and state securities agent), Series 7 (general securities representative), and Series 6 (investment company and variable products). They are registered to provide investment advice in Colorado.

Registrations & licenses

Registration type
Investment Adviser Representative
As of August 17, 2026, from the advisor's current registrations on SEC IAPD
State registrations
Investment adviser:
Colorado

Registration requirements vary by state and service. Contact the advisor's firm to confirm whether they can serve you.

Examinations passed
Series 66
Uniform Combined State Law Examination
Passed 12/22/2009
SIE
Securities Industry Essentials Examination
Passed 10/1/2018
Series 7
General Securities Representative Examination
Passed 8/4/2009
Series 6
Investment Company Products/Variable Contracts Representative Examination
Passed 5/1/2008

Financial-firm registration history

Registration history as reported to FINRA, most recent first.

Gradient Advisors, LLCCurrent
11/17/2025 – Lakewood, CO
Merrill Lynch, Pierce, Fenner & Smith Incorporated
1/23/2023 – 6/4/2024Colorado Springs, CO
Merrill Lynch, Pierce, Fenner & Smith Incorporated
3/18/2015 – 2/14/2022Denver, CO
Merrill Lynch, Pierce, Fenner & Smith Incorporated
4/8/2013 – 11/21/2014Colorado Springs, CO
Merrill Lynch, Pierce, Fenner & Smith Incorporated
2/15/2011 – 1/3/2013Colorado Springs, CO

Official records & sources

Data as of August 10, 2026 · Source: SEC IAPD & FINRA BrokerCheck

About Gradient Advisors, LLC

These details describe the firm overall. Individual advisors' services, clients, and fees may differ.

Fee arrangements the firm reports

  • Percentage of assets under management
  • Fixed fee
  • Other

Arrangements the firm reports on its Form ADV; this advisor may not charge every fee listed. Estimated from the firm's Form ADV — individual terms may differ. Not a quote.

Services the firm offers

Financial PlanningPortfolio Management for Individuals and Small BusinessesPension ConsultingSelection of Other Advisers

Client types the firm serves

IndividualsHigh Net WorthBanking or Thrift InstitutionsPension/Profit SharingCharitable OrganizationsState/MunicipalOther Investment AdvisersInsurance CompaniesSovereign WealthCorporations

Firm assets under management

$100M–$500M

Firm disclosures (Form ADV)
Disciplinary history reportedVerify on SEC IAPD
Advisors listed on AdvisorFinder:
181
Offices listed on AdvisorFinder:
26
Main office:
Arden Hills, MN
SEC file number:
801-71000

Counts reflect AdvisorFinder directory coverage, not necessarily the firm's complete network.

Form ADV data as of March 31, 2026

View full firm profile

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About this profile

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. Michael Charles Milner has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on BrokerCheck or SEC.gov before making any decision. AdvisorFinder may be compensated for referrals generated through this page.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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Michael Charles Milner (Gradient Advisors) - Advisor Profile