Michael Howard Spencer
Investment Adviser Representative at Fitzwilliams Wealth Management Inc.
Professional summary
Compiled by AdvisorFinder from public regulatory records. This advisor has not provided a personal biography.
Michael Howard Spencer is an investment adviser representative with Fitzwilliams Wealth Management Inc. in Virginia Beach, VA, where they have been registered since 2025. They have worked in the securities industry since 1984 and have been registered with 5 firms, including Tucker Asset Management LLC and Alphastar Capital Management, LLC. They have passed 5 industry qualification exams, including the Series 65 (investment adviser), Series 7 (general securities representative), and Series 24 (general securities principal). They are registered to provide investment advice in North Carolina and Virginia.
Registrations & licenses
- Investment adviser:
- North Carolina, Virginia
Registration requirements vary by state and service. Contact the advisor's firm to confirm whether they can serve you.
Financial-firm registration history
Registration history as reported to FINRA, most recent first.
Reported employment history
Employment the advisor reported on their SEC/FINRA filings, as of October 8, 2026. It may not be a complete history.
- Lincoln National LIFE Insurance Co.Sep 1983 – Oct 2018Ft Wayne, IN
- Parkland SecuritiesAug 2014 – Oct 2018Ann Arbor, MI
- AlphaStar Capital Management, LLCOct 2018 – Aug 2022Cornelius, NC
- MHS Enterprises IncJun 1994 – no end date reportedVirginia Beach, VA
- Tucker Asset Management LLCAug 2022 – Nov 2025Littleton, CO
- Fitzwilliams Wealth Management Inc.Nov 2025 – no end date reportedChesapeake, VA
Official records & sources
Data as of August 11, 2026 · Source: SEC IAPD & FINRA BrokerCheck
About Fitzwilliams Wealth Management Inc.
These details describe the firm overall. Individual advisors' services, clients, and fees may differ.
Fee arrangements the firm reports
- Percentage of assets under management
- Firm account minimum
- $100,000 (waivable)
- Estimated blended rate
- 0.02
- $0 - $2,500,0002.00%
- $2,500,001 - $5,000,0001.50%
- $5,000,001 - $10,000,0001.00%
- All Assets over $10,000,0000.80%
Arrangements the firm reports on its Form ADV; this advisor may not charge every fee listed. Estimated from the firm's Form ADV — individual terms may differ. Not a quote.
Services the firm offers
Wealth Management, Tax Planning, Retirement Planning, Insurance Planning, Estate Planning, Medicare Planning, Business Consulting, and Federal Benefits.
Client types the firm serves
Firm assets under management
$100M–$500M
- Firm disclosures (Form ADV)
- No disciplinary history reportedVerify on SEC IAPD
- Advisors listed on AdvisorFinder:
- 7
- Offices listed on AdvisorFinder:
- 1
- Main office:
- Chesapeake, VA
- SEC file number:
- 801-134941
Counts reflect AdvisorFinder directory coverage, not necessarily the firm's complete network.
Form ADV data as of September 15, 2026
View full firm profileOther advisors at Fitzwilliams Wealth Management Inc.
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This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. Michael Howard Spencer has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on BrokerCheck or SEC.gov before making any decision. AdvisorFinder may be compensated for referrals generated through this page.
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