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Michael Scott Rains

Investment Adviser Representative at Wells Fargo Advisors

Jacksonville Beach, FLCRD #5295929Dual-registered
No disclosures on record
Sourced from SEC IAPD & FINRA BrokerCheck
Years of Experience
18 yrs
Exams Passed
5

Professional summary

Compiled by AdvisorFinder from public regulatory records. This advisor has not provided a personal biography.

Michael Scott Rains is an investment adviser representative with Wells Fargo Advisors in Jacksonville Beach, FL, where they have been registered since 2023. They have worked in the securities industry since 2008 and have been registered with 4 firms, including PNC Investments and PNC Managed Account Solutions, Inc. They have passed 5 industry qualification exams, including the Series 65 (investment adviser), Series 7 (general securities representative), and Series 63 (state securities agent). They are registered to provide investment advice in Florida.

Office

233 N 3rd St
Jacksonville Beach, FL 32250

Advisors at this office: 3

Branch office as filed with FINRA, counting current advisors in the directory who work there.

Registrations & licenses

Registration type
Dual-registered
As of August 15, 2026, from the advisor's current registrations on SEC IAPD
State registrations
Investment adviser:
Florida
Broker:
12 states and territories

California, Florida, Georgia, Indiana, Massachusetts, Michigan, New Jersey, New Mexico, New York, North Carolina, Oregon, South Carolina

Registration requirements vary by state and service. Contact the advisor's firm to confirm whether they can serve you.

Examinations passed
Series 65
Uniform Investment Adviser Law Examination
Passed 3/19/2015
Series 63
Uniform Securities Agent State Law Examination
Passed 6/25/2007
SIE
Securities Industry Essentials Examination
Passed 10/1/2018
Series 7
General Securities Representative Examination
Passed 12/1/2014
Series 6
Investment Company Products/Variable Contracts Representative Examination
Passed 4/24/2007

Financial-firm registration history

Registration history as reported to FINRA, most recent first.

Wells Fargo AdvisorsCurrent
10/31/2023 – Jacksonville Beach, FL
PNC Investments
8/23/2021 – 11/1/2023Ponte Vedra Beach, FL
PNC Managed Account Solutions, Inc.
10/18/2017 – 8/17/2021Jacksonville, FL
Cetera Investment Advisers LLC
4/6/2015 – 12/20/2016Jacksonville, FL

Reported employment history

Employment the advisor reported on their SEC/FINRA filings, as of October 8, 2026. It may not be a complete history.

  1. Regions BANK
    Oct 2014 – Dec 2016Jacksonville, FL
  2. Cetera Investment Services LLC
    Oct 2014 – Dec 2016St.cloud, MN
  3. Cetera Investment Advisers LLC
    Mar 2015 – Dec 2016Jacksonville, FL
  4. Fidelity Bank
    Dec 2016 – Sep 2017Ponte Vedra Beach, FL
  5. Compass Bank
    Sep 2017 – Aug 2021Birmingham, AL
  6. BBVA Securities Inc
    Sep 2017 – Aug 2021Jacksonville, FL
  7. BBVA Compass Insurance Agency Inc
    Sep 2017 – Aug 2021Austin, TX
  8. BBVA Wealth Solutions Inc.
    Sep 2017 – Aug 2021Jacksonville, FL
  9. PNC Investments
    Aug 2021 – Oct 2023Pittsburgh, PA
  10. Wells Fargo Clearing Services, LLC
    Oct 2023 – no end date reportedJacksonville, FL

Official records & sources

Data as of June 28, 2026 · Source: SEC IAPD & FINRA BrokerCheck

About Wells Fargo Advisors

These details describe the firm overall. Individual advisors' services, clients, and fees may differ.

Fee arrangements the firm reports

  • Percentage of assets under management
  • Commissions
  • Fixed fee

Arrangements the firm reports on its Form ADV; this advisor may not charge every fee listed. Estimated from the firm's Form ADV — individual terms may differ. Not a quote.

Services the firm offers

Monitor account performance, allocations, and holdings; view real-time quotes, stock data, and trading information; read market news and research; transfer money between investment and bank accounts.

Financial PlanningPortfolio Management for Individuals and Small BusinessesPortfolio Management for Businesses and InstitutionsPension ConsultingSelection of Other Advisers
Firm areas of expertise
Wealth ManagementInvestment AdvisoryMobile BankingDigital Experience

Client types the firm serves

IndividualsHigh Net WorthBanking or Thrift InstitutionsPension/Profit SharingCharitable OrganizationsState/MunicipalInsurance CompaniesCorporationsOther

Firm assets under management

$25B+

Firm disclosures (Form ADV)
Disciplinary history reportedVerify on SEC IAPD
Advisors listed on AdvisorFinder:
14,697
Offices listed on AdvisorFinder:
26
Main office:
St. Louis, MO
SEC file number:
801-37967

Counts reflect AdvisorFinder directory coverage, not necessarily the firm's complete network.

Form ADV data as of October 1, 2026

View full firm profile

Other advisors at Wells Fargo Advisors

Showing 12 of 14,697 in the directory

View Wells Fargo Advisors firm profile

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Other advisors whose filed branch office is in the same city.

About this profile

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. Michael Scott Rains has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on BrokerCheck or SEC.gov before making any decision. AdvisorFinder may be compensated for referrals generated through this page.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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Michael Scott Rains (Wells Fargo Advisors) - Advisor Profile