AdFi
MS

Michael Stephen Nemick

Investment Adviser Representative at Thrive Retirement Specialists

Clinton Township, MICRD #6004954Investment Adviser Representative
No disclosures on record
Sourced from SEC IAPD & FINRA BrokerCheck
Years of Experience
10 yrs
Exams Passed
1

Professional summary

Compiled by AdvisorFinder from public regulatory records. This advisor has not provided a personal biography.

Michael Stephen Nemick is an investment adviser representative with Thrive Retirement Specialists in Clinton Township, MI, where they have been registered since 2022. They have worked in the securities industry since 2016 and have been registered with 3 firms, including Vintage Financial Services LLC and Portfolio Solutions LLC. They have passed the Series 65 (investment adviser) exam. They are registered to provide investment advice in California, Michigan, and Texas.

Registrations & licenses

Registration type
Investment Adviser Representative
As of August 17, 2026, from the advisor's current registrations on SEC IAPD
State registrations
Investment adviser:
California, Michigan, Texas

Registration requirements vary by state and service. Contact the advisor's firm to confirm whether they can serve you.

Examinations passed
Series 65
Uniform Investment Adviser Law Examination
Passed 3/14/2016

Financial-firm registration history

Registration history as reported to FINRA, most recent first.

Thrive Retirement SpecialistsCurrent
6/16/2022 – Clinton Township, MI
Vintage Financial Services LLC
3/29/2021 – 5/20/2022Ann Arbor, MI
Portfolio Solutions LLC
3/16/2016 – 3/8/2021Troy, MI

Reported employment history

Employment the advisor reported on their SEC/FINRA filings, as of October 8, 2026. It may not be a complete history.

  1. Portfolio Solutions LLC
    Mar 2016 – Feb 2021Troy, MI
  2. Vintage Financial Services
    Feb 2021 – May 2022Ann Arbor, MI
  3. Thrive Retirement Specialists
    May 2022 – no end date reportedDearborn, MI

Official records & sources

Data as of August 11, 2026 · Source: SEC IAPD & FINRA BrokerCheck

About Thrive Retirement Specialists

These details describe the firm overall. Individual advisors' services, clients, and fees may differ.

Fee arrangements the firm reports

  • Fixed fee

Arrangements the firm reports on its Form ADV; this advisor may not charge every fee listed. Estimated from the firm's Form ADV — individual terms may differ. Not a quote.

Services the firm offers

Flat-fee retirement planning including tax planning (Roth IRA conversions, withdrawal sequencing, asset location, tax loss harvesting), investment management using low-cost index funds, risk management (asset allocation, sequence of returns risk management, income laddering/flooring, spending guardrails), and adaptive retirement plan design.

Financial PlanningPortfolio Management for Individuals and Small Businesses
Firm areas of expertise
Retirement PlanningFlat-fee Financial AdvisorTax PlanningRoth IRA ConversionsInvestment ManagementIndex FundsRisk ManagementIncome LadderingFiduciaryWithdrawal SequencingAsset Location

Client types the firm serves

High Net Worth

Firm assets under management

$100M–$500M

Firm disclosures (Form ADV)
No disciplinary history reportedVerify on SEC IAPD
Advisors listed on AdvisorFinder:
2
Offices listed on AdvisorFinder:
1
Main office:
Royal Oak, MI
SEC file number:
801-129197

Counts reflect AdvisorFinder directory coverage, not necessarily the firm's complete network.

Form ADV data as of March 22, 2026

View full firm profile

Other advisors at Thrive Retirement Specialists

1 other advisor in the directory

View Thrive Retirement Specialists firm profile

Similar advisors in Clinton Township, MI

Other advisors whose filed branch office is in the same city.

About this profile

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. Michael Stephen Nemick has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on BrokerCheck or SEC.gov before making any decision. AdvisorFinder may be compensated for referrals generated through this page.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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