AdFi
RF

Richard Forscutt

Investment Adviser Representative at Money Concepts Advisory Service

Sun Lakes, AZCRD #5961340Dual-registered
No disclosures on record
Sourced from SEC IAPD & FINRA BrokerCheck
Years of Experience
15 yrs
Exams Passed
4

Professional summary

Compiled by AdvisorFinder from public regulatory records. This advisor has not provided a personal biography.

Richard Forscutt is an investment adviser representative with Money Concepts Advisory Service in Sun Lakes, AZ, where they have been registered since 2016. They have worked in the securities industry since 2011 and were previously registered with H.d. VEST Advisory Services, Inc. They have passed 4 industry qualification exams, including the Series 65 (investment adviser), Series 63 (state securities agent), and Series 6 (investment company and variable products). They are registered to provide investment advice in Arizona.

Registrations & licenses

Registration type
Dual-registered
As of August 17, 2026, from the advisor's current registrations on SEC IAPD
State registrations
Investment adviser:
Arizona
Broker:
1 state or territory

Arizona

Registration requirements vary by state and service. Contact the advisor's firm to confirm whether they can serve you.

Examinations passed
Series 63
Uniform Securities Agent State Law Examination
Passed 10/20/2011
Series 65
Uniform Investment Adviser Law Examination
Passed 6/3/2011
SIE
Securities Industry Essentials Examination
Passed 10/1/2018
Series 6
Investment Company Products/Variable Contracts Representative Examination
Passed 11/30/2011

Financial-firm registration history

Registration history as reported to FINRA, most recent first.

Money Concepts Advisory ServiceCurrent
3/31/2016 – Sun Lakes, AZ
H.d. VEST Advisory Services, Inc
10/28/2015 – 2/16/2016Sun Lakes, AZ
H.d. VEST Advisory Services, Inc
1/25/2012 – 12/31/2012Sun Lakes, AZ

Reported employment history

Employment the advisor reported on their SEC/FINRA filings, as of October 8, 2026. It may not be a complete history.

  1. Richard M Forscutt, CPA
    Jan 1995 – no end date reportedSun Lakes, AZ
  2. Money Concepts Capital Corp
    Mar 2016 – no end date reportedPalm Beach Gardens, FL

Official records & sources

Data as of August 11, 2026 · Source: SEC IAPD & FINRA BrokerCheck

About Money Concepts Advisory Service

These details describe the firm overall. Individual advisors' services, clients, and fees may differ.

Fee arrangements the firm reports

  • Percentage of assets under management
  • Hourly
  • Fixed fee
  • Other
Firm account minimum
$10,000
Estimated blended rate
0.025
Firm's annual rate schedule by assets
  • Variable Annuities MAP - $10,000 to $49,9991.80%
  • Variable Annuities MAP - $50,000 to $99,9991.60%
  • Variable Annuities MAP - $100,000 to $499,9991.50%
  • Variable Annuities MAP - $500,000 to $999,9991.25%

+6 more tiers on the firm profile

Arrangements the firm reports on its Form ADV; this advisor may not charge every fee listed. Estimated from the firm's Form ADV — individual terms may differ. Not a quote.

Services the firm offers

Financial PlanningPortfolio Management for Individuals and Small BusinessesPortfolio Management for Businesses and Institutions

Client types the firm serves

IndividualsHigh Net WorthPension/Profit SharingCharitable OrganizationsCorporations

Firm assets under management

$1B–$5B

Firm disclosures (Form ADV)
Disciplinary history reportedVerify on SEC IAPD
Advisors listed on AdvisorFinder:
397
Offices listed on AdvisorFinder:
25
Main office:
Palm Beach Gardens, FL
SEC file number:
801-39736

Counts reflect AdvisorFinder directory coverage, not necessarily the firm's complete network.

Form ADV data as of March 24, 2026

View full firm profile

Other advisors at Money Concepts Advisory Service

Showing 12 of 397 in the directory

View Money Concepts Advisory Service firm profile

Similar advisors in Sun Lakes, AZ

Other advisors whose filed branch office is in the same city.

About this profile

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. Richard Forscutt has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on BrokerCheck or SEC.gov before making any decision. AdvisorFinder may be compensated for referrals generated through this page.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

Find the right advisor for you

Take the free 3-minute assessment to get matched with advisors who fit your goals.

Get Matched
Richard Forscutt (Money Concepts Advisory Service)