ACCESS FINANCIAL SERVICES, INC.
SEC RegisteredAbout the firm
Access Financial Services, Inc. was formed in 1990 by Stephen E. Kairies after nineteen years in the financial services industry. The firm's mission is to bring order, discipline, risk management and wealth enhancement to the lives of clients through a comprehensive, customized and integrated approach to financial planning.
Firm Focus
Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.
Areas of expertise
Services
The firm offers financial planning, investment management (managing individualized portfolios on a discretionary basis as an independent, boutique investment adviser with no proprietary products), and protection and risk management services.
Who they serve
| Client segment | Clients | Assets managed |
|---|---|---|
| Individuals (Non-HNW) | 176 | $62M |
| High Net Worth Individuals | 142 | $369M |
| Investment Companies | 0 | — |
| Pooled Investment Vehicles | 0 | $0 |
| Pension/Profit Sharing Plans | 0 | $0 |
| Charitable Organizations | 0 | $0 |
| State/Municipal Entities | 0 | — |
| Insurance Companies | 0 | — |
| Sovereign Wealth Funds | 0 | — |
| Corporations | 0 | $0 |
15 total clients reported on Form ADV.
Leadership
Office locations
Advisors at this firm
4 advisors in the directory
Regulatory & compliance
| Asset tier | Annual rate |
|---|---|
| Balanced/Equity - First $500,000 | 1.00% |
| Balanced/Equity - Next $500,000 | 0.85% |
| Balanced/Equity - Next $1,000,000 | 0.70% |
| Balanced/Equity - Next $1,000,000 | 0.60% |
| Balanced/Equity - Next $2,000,000 | 0.40% |
| Balanced/Equity - Over $5,000,000 | 0.20% |
| Fixed Income - First $500,000 | 0.50% |
| Fixed Income - Next $500,000 | 0.43% |
| Fixed Income - Next $1,000,000 | 0.35% |
| Fixed Income - Next $1,000,000 | 0.30% |
| Fixed Income - Next $2,000,000 | 0.20% |
| Fixed Income - Over $5,000,000 | 0.10% |
Data as of February 12, 2026 · Source: SEC IAPD & FINRA BrokerCheck
Contact Information
This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. ACCESS FINANCIAL SERVICES, INC. has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.
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