AdFi
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BONNER & SMITH, LLC

SEC Registered

Planning Your Future

LUBBOCK, TXhttps://bonner-smith.com806-798-1880
Assets Under Management
$100M–$500M
Year Founded
2007
Employees
3
Office Locations
1 office
Total Accounts
1044

About the firm

Bonner & Smith, LLC is a fee-only comprehensive financial planning and investment management firm that specializes in active discretionary portfolio management, retirement planning, tax and estate planning. The firm was established in 2007 and currently manages assets for individual investors, corporate profit sharing plans, and trusts.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net Worth

Areas of expertise

Financial PlanningRetirement PlanningInvestment ManagementTax PlanningEstate PlanningActive Portfolio ManagementFee-onlyFiduciaryCFPDiscretionary Portfolio ManagementSocial Security Planning+1 more

Services

Integrated financial planning, retirement planning, tax planning, risk assessment, investment management, and estate planning. Services include portfolio design, implementation and reporting, continual monitoring of portfolios, and independent custody of portfolio assets at Fidelity. The firm does not sell products or insurance policies and charges a single bundled fee based on asset size rather than transactions.

Who they serve

Individual investors, corporate profit sharing plans, trusts, corporate retirement plans, and non-profit endowments; with a specialty in federal and oil company employee retirement plans.

Client segmentClientsAssets managed
Individuals (Non-HNW)189$58M
High Net Worth Individuals111$257M
Investment Companies0
Pooled Investment Vehicles0$0
Pension/Profit Sharing Plans0$0
Charitable Organizations0$0
State/Municipal Entities0
Insurance Companies0
Sovereign Wealth Funds0
Corporations0$0

0 total clients reported on Form ADV.

Leadership

Raymond Keith Bonner
MANAGING MEMBER
Susan Denise Smith
MANAGING MEMBER AND CHIEF COMPLIANCE OFFICER

Office locations

1 office in 1 state
TX
LUBBOCKHQ

Advisors at this firm

3 advisors in the directory

Regulatory & compliance

CRD number
#114287
SEC Number
801-81163
Disciplinary History
No
Fee Model & Minimums
Model: AUM
Asset tierAnnual rate
First $250,0001.50%
Next $250,0001.10%
Next $1,000,0000.80%
Next $1,500,0000.70%
Next $2,000,0000.60%
Next $5,000,0000.50%
Above $10,000,0000.40%

Data as of March 5, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. BONNER & SMITH, LLC has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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