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CITRINE CAPITAL

SEC Registered

Transparent, Straightforward, Authentic Virtual Financial Advisors

SAN FRANCISCO, CAhttps://citrinecapitaladvisors.com(415) 494-8262
Assets Under Management
$100M–$500M
Employees
8
Office Locations
1 office
Total Accounts
640

About the firm

Citrine Capital is a fee-only wealth management and tax preparation firm committed to helping startup founders, entrepreneurs, and tech professionals conserve and create wealth. As a virtual financial advisor, they work with clients to organize finances, manage investments, define and prioritize goals, plan for retirement and other major life events, reach financial independence, protect loved ones, and mitigate taxes. Their office is located in San Francisco.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net Worth

Areas of expertise

Fee-only Wealth ManagementTax PlanningTax PreparationEquity CompensationQSBS10b5-1 PlansRetirement PlanningStartup FoundersBitcoin InvestmentLgbtq+ Financial PlanningEstate Planning+4 more

Services

Fee-only wealth management and tax preparation including investment management, tax planning and preparation, financial projections and analysis, retirement planning, equity compensation planning, QSBS guidance, 10b5-1 trading plan implementation, cash flow analysis, charitable giving strategies, estate planning, real estate tax strategies, Bitcoin investment management, LGBTQ+ financial planning, life insurance, disability insurance analysis, property and casualty insurance, asset protection, startup business planning, and socially responsible investing.

Who they serve

Startup founders, entrepreneurs, tech professionals, high-income earners, and high-net-worth professionals, particularly in the Bay Area.

Client segmentClientsAssets managed
Individuals (Non-HNW)66$32M
High Net Worth Individuals75$315M

0 total clients reported on Form ADV.

Leadership

Ryan Sterling Cole
MANAGING PARTNER/CO-MEMBER MANAGER
Jirayr Rouben Kembikian
MANAGING PARTNER/CHIEF COMPLIANCE OFFICER/CO-MEMBER MANAGER

Office locations

1 office in 1 state
CA
SAN FRANCISCOHQ

Advisors at this firm

6 advisors in the directory

Regulatory & compliance

CRD number
#171735
SEC Number
801-120487
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Flat Fee / Other

Data as of March 16, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

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Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. CITRINE CAPITAL has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

CITRINE CAPITAL in SAN FRANCISCO, CA | AdvisorFinder