AdFi
CA

CORNERSTONE ADVISORS ASSET MANAGEMENT, LLC

SEC Registered

We're Always In Your Corner

BETHLEHEM, PAhttps://cornerstone-companies.com(610) 694-0900
Assets Under Management
$5B–$25B
Employees
34
Office Locations
1 office
Total Accounts
1912

About the firm

Cornerstone is one of the nation's leading independent investment consulting firms. We are committed to building and preserving the assets of institutions and wealthy families, now and into the future. The firm manages $9.5B in assets as of 12/31/2025 and maintains 97% client retention.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net WorthPension/Profit SharingCharitable OrganizationsState/Municipal

Areas of expertise

Investment ConsultingInstitutional ConsultingIndividual AdviceAsset ManagementWealth Management

Services

Institutional consulting and individual advice

Who they serve

Institutions and wealthy families

Client segmentClientsAssets managed
Individuals (Non-HNW)282$110M
High Net Worth Individuals252$1.4B
Charitable Organizations96$4.1B
State/Municipal Entities97

0 total clients reported on Form ADV.

Leadership

Malcolm Lee Cowen
PRESIDENT/MANAGER
Thomas Joseph Scalici
CEO/MANAGER
Kevin (nmn) Karpuk
CHIEF INVESTMENT OFFICER/MANAGER
Christopher John Mckinley
CHIEF COMPLIANCE OFFICER/MANAGER
Inc. Cornerstone Benefits
SOLE MEMBER
Inc. Employee Stock Ownership Trust Cornerstone Benefits
SHAREHOLDER
N.a. Dba Horizon Trust Horizon Bank
TRUSTEE

Office locations

1 office in 1 state
PA
BETHLEHEMHQ

Advisors at this firm

25 advisors in the directory

Derrick K Angradi
Investment Adviser Representative
Investment Adviser Rep
Whitney Rose Bates
Investment Adviser Representative
Dual-registered
Jennifer Valerie Bauder
Investment Adviser Representative
Dual-registered
Malcolm Lee Cowen
Investment Adviser Representative
Dual-registered
John Paul Michael Cavaliere
Investment Adviser Representative
Dual-registered
Evan James Cowen
Investment Adviser Representative
Dual-registered
Tiffany Ann Gilbert
Investment Adviser Representative
Dual-registered
Kevin (nmn) Karpuk
Investment Adviser Representative
Dual-registered
Timothy Thomas Kudla
Investment Adviser Representative
Dual-registered
Steven Charles Kuter
Investment Adviser Representative
Dual-registered
Amanda Joan Kesler
Investment Adviser Representative
Dual-registered
Christopher William Lakatosh
Investment Adviser Representative
Dual-registered
Erik Travis Lentz
Investment Adviser Representative
Dual-registered
Andrew Jeff Livesey
Investment Adviser Representative
Dual-registered
Christopher John McKinley
Investment Adviser Representative
Dual-registered
Rita Danielle Miller
Investment Adviser Representative
Dual-registered
Dianne Pagano Manges
Investment Adviser Representative
Investment Adviser Rep
Ryan Matthews
Investment Adviser Representative
Dual-registered
Angela Nicole Oste
Investment Adviser Representative
Dual-registered
Tyler James Papaz
Investment Adviser Representative
Dual-registered
Trevor Markwood Reid
Investment Adviser Representative
Dual-registered
Thomas Joseph Scalici
Investment Adviser Representative
Dual-registered
Caroline L Wieand
Investment Adviser Representative
Dual-registered
Ryan D Wood
Investment Adviser Representative
Dual-registered
Michael Joseph Zambelli
Investment Adviser Representative
Dual-registered

Regulatory & compliance

CRD number
#138638
SEC Number
801-65091
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Flat Fee
Asset tierAnnual rate
Private Wealth & Planned Giving - First $1M1.00%
Private Wealth & Planned Giving - Next $1M0.75%
Private Wealth & Planned Giving - Next $3M0.50%
Private Wealth & Planned Giving - Next $5M0.35%
DC Plan ERISA 3(21) - First $3M0.50%
DC Plan ERISA 3(21) - Next $17M0.20%
DC Plan ERISA 3(21) - Next $30M0.10%
DC Plan ERISA 3(38) - First $3M0.55%
DC Plan ERISA 3(38) - Next $17M0.22%
DC Plan ERISA 3(38) - Next $30M0.11%
DC Plan PEP - First $3M0.50%
DC Plan PEP - Next $17M0.15%
DC Plan PEP - Next $30M0.08%

Data as of March 26, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. CORNERSTONE ADVISORS ASSET MANAGEMENT, LLC has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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