FINANCIAL CONSULATE
SEC RegisteredThe Financial Physical®
About the firm
The firm utilizes a Financial Physical® to assess one's comprehensive financial situation, diagnosing whether a client's financial situation truly supports their values and goals. As fee-only fiduciaries, they are bound by oath to put clients first.
Firm Focus
Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.
Areas of expertise
Services
A comprehensive financial assessment called the Financial Physical® that evaluates a client's overall financial situation, taking into account their financial present and future hopes to ensure both are aligned and in support of one another.
Who they serve
| Client segment | Clients | Assets managed |
|---|---|---|
| Individuals (Non-HNW) | 516 | $243M |
| High Net Worth Individuals | 328 | $845M |
| Charitable Organizations | 5 | $7.5M |
10 total clients reported on Form ADV.
Leadership
Office locations
Advisors at this firm
13 advisors in the directory
Regulatory & compliance
| Asset tier | Annual rate |
|---|---|
| First $1,000,000 (Active/Index Equity) | 1.00% |
| $1,000,001 to $5,000,000 (Active/Index Equity) | 0.70% |
| $5,000,001 to $25,000,000 (Active/Index Equity) | 0.50% |
| Over $25,000,000 (Active/Index Equity) | 0.25% |
| Managed Portfolios without Equity - Income | 0.50% |
| Managed Portfolios without Equity - Short Term Cash | 0.25% |
| Separately Managed Accounts - Equity-based | 0.50% |
| Separately Managed Accounts - Income-based | 0.25% |
| Guaranteed Withdrawal Annuities | 0.25% |
| Financial Supervision | 0.20% |
Data as of February 3, 2026 · Source: SEC IAPD & FINRA BrokerCheck
Contact Information
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This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. FINANCIAL CONSULATE has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.