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INCOME & ASSET ADVISORY, INC.

SEC Registered

Built on Trust. Focused on You.

ARMONK, NYhttps://theadvisory.com914-273-6800
Assets Under Management
$100M–$500M
Employees
4
Office Locations
2 offices
Total Accounts
541

About the firm

The Advisory is a client-first investment advisory firm delivering tailored investment strategies at every stage of life and business. As a fiduciary, the firm provides practical, objective advice shaped by decades of collective experience in real-world practice.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

High Net WorthPension/Profit SharingCharitable Organizations

Areas of expertise

Wealth AccumulationPortfolio ManagementRetirement PlanningCapital PreservationTax-loss HarvestingEstate PlanningCollege SavingsLife InsuranceSmall Business PlanningFiduciary AdviceAnnuities+1 more

Services

Financial advice, wealth accumulation, portfolio management, capital preservation, tax-loss harvesting, retirement planning, IRAs (Traditional & Roth), 401k & 403b plans, passive income, annuities, estate planning, college saving (529s), life insurance, and small business services including cash flow, tax planning, entity structuring, and employee retirement plans.

Who they serve

First-time investors, wealth-builders, retirement-seekers, individuals planning for retirement, funding education, selling a business, or navigating major life transitions, and small businesses.

Client segmentClientsAssets managed
Individuals (Non-HNW)226$61M
High Net Worth Individuals53$111M
Charitable Organizations4$1.5M

0 total clients reported on Form ADV.

Leadership

James Patrick Mccauley
PRESIDENT, CEO, AND CHIEF COMPLIANCE OFFICER

Office locations

2 offices in 2 states
NY
ARMONKHQ
NJ
RAMSEY

Advisors at this firm

4 advisors in the directory

Regulatory & compliance

CRD number
#124955
SEC Number
801-69801
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Hourly
Minimum: $100,000 (waivable)
Asset tierAnnual rate
Less than $500,0001.25%
$500,001 to $1,000,0001.10%
$1,000,001 to $2,000,0001.05%
$2,000,001 to $3,000,0001.00%
$3,000,001 to $4,000,0000.85%
$4,000,001 to $5,000,0000.70%
$5,000,001 to $10,000,0000.60%
More than $10,000,0000.45%

Data as of March 30, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. INCOME & ASSET ADVISORY, INC. has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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INCOME & ASSET ADVISORY, INC. in ARMONK, NY | AdvisorFinder