AdFi
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INSTITUTIONAL INVESTMENT ADVISORS CORP

SEC Registered

65 is a Lousy Age To Find Out You Chose The Wrong Retirement Advisor.

NEW YORK, NYhttps://conservativeadvice.com212-869-7266
Assets Under Management
$100M–$500M
Employees
3
Office Locations
1 office
Total Accounts
296

About the firm

Clifford Michaels, CFP®, offers wealth management services with 30 years of experience in financial management. For a select group of professionals, pre-retirees, and retirees, the firm provides a holistic approach to financial planning and wealth management to help people seeking to grow their money for a confident retirement. The firm is partnered with LPL Financial.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net WorthPension/Profit Sharing

Areas of expertise

Wealth ManagementRetirement PlanningInvestment ManagementInsuranceTax PlanningIncome PlanningLegacy PlanningAsset Allocation401(k) PlanningEstate PlanningBusiness Succession Planning

Services

Investment management, retirement planning, insurance, comprehensive financial planning, income planning, tax planning, insurance and health care planning, legacy planning, managing personal finances, and customized 401(k) planning for business owners.

Who they serve

A select group of professionals, pre-retirees, retirees, and business owners.

Client segmentClientsAssets managed
Individuals (Non-HNW)93$23M
High Net Worth Individuals44$70M
Charitable Organizations5$12M
State/Municipal Entities1

2 total clients reported on Form ADV.

Leadership

Clifford Michaels
CHIEF INVESTMENT OFFICER
Clifford Michaels
CIO/CHIEF COMPLIANCE OFFICER

Office locations

1 office in 1 state
NY
NEW YORKHQ

Advisors at this firm

1 advisor in the directory

Regulatory & compliance

CRD number
#126055
SEC Number
801-77500
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Hourly / Flat Fee
Minimum: $35,000 (waivable)
Asset tierAnnual rate
First $499,9991.50%
Next $500,000 ($500,000 to $999,999)1.25%
Over $1,000,000

Data as of February 17, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. INSTITUTIONAL INVESTMENT ADVISORS CORP has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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