AdFi
LF

Locker Financial Services, LLC

SEC Registered

WE SIMPLIFY THE COMPLICATED

Verona, NJhttps://lockerfinancial.com973-256-2555
Assets Under Management
$100M–$500M
Year Founded
1992
Employees
3
Office Locations
2 offices
Total Accounts
391

About the firm

Locker Financial is a fee-only, fully-fiduciary financial planning firm serving clients since 1992. The firm offers financial planning and asset management services, operating as NAPFA members who receive compensation only directly from clients. They take a holistic approach to financial planning, covering budgets, insurance, taxes, retirement, education, and estate issues.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net Worth

Areas of expertise

Financial PlanningAsset ManagementFee-onlyFiduciaryRetirement PlanningEstate PlanningTax PlanningInsuranceEducation PlanningNAPFA

Services

Financial planning and asset management services, including review of household budgets, spending and savings habits, insurance requirements, tax obligations, higher education needs, retirement plans, and estate issues.

Who they serve

Client segmentClientsAssets managed
Individuals (Non-HNW)76$36M
High Net Worth Individuals65$178M

8 total clients reported on Form ADV.

Leadership

Lauren Locker
MANAGING MEMBER
Andrew Chan
MEMBER / CHIEF COMPLIANCE OFFICER

Office locations

2 offices in 2 states
NJ
VeronaHQ
MA
Needham

Advisors at this firm

2 advisors in the directory

Regulatory & compliance

CRD number
#120900
SEC Number
801-118288
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Hourly / Flat Fee
Asset tierAnnual rate
First $1 million1.00%
Second $1 million0.80%
Above $2 million0.75%

Data as of February 9, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. Locker Financial Services, LLC has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

Find the right advisor for you

Take the free 3-minute assessment to get matched with advisors who fit your goals.

Get Matched