AdFi
MI

MILLENNIUM INVESTMENT AND RETIREMENT ADVISORS, LLC

SEC Registered

Together, we can improve America's 401(k) plans

, https://miracenter.com800-344-4038
Assets Under Management
$1B–$5B
Employees
6
Office Locations
2 offices
Total Accounts
523

About the firm

MillenniuM Investment & Retirement Advisors, LLC (MIRA) is an unaffiliated, ERISA-defined independent fiduciary to 401(k) and other defined contribution plans, built by financial industry veterans. The firm provides unbiased, fee-only consulting services and operates as a fiduciary, committing to personalized service, unbiased advice, and vigorous ongoing monitoring. MIRA offers a patented review process called PlanAnalyzer to help retirement plans stay compliant.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

High Net WorthCharitable Organizations

Areas of expertise

ERISA401(k)Defined Contribution PlansFiduciaryRetirement Plan ComplianceFee-only ConsultingInvestment ConsultingDepartment Of LaborIRS RegulationsPortfolio Diversification

Services

Independent fiduciary services for 401(k) and other defined contribution plans, including compliance monitoring, investment consulting, fee reduction guidance, IRS and Department of Labor investigation support, and the PlanAnalyzer patented plan review process. Services are provided on a fee-only, unbiased basis.

Who they serve

Plan sponsors (business owners and HR representatives), broker/dealers, and advisors (RIAs) who manage or offer employer-sponsored retirement plans.

Client segmentClientsAssets managed
Individuals (Non-HNW)179$16M
High Net Worth Individuals3$14M
Investment Companies0
Pooled Investment Vehicles0$0
Pension/Profit Sharing Plans0$0
Charitable Organizations341$1.4B
State/Municipal Entities0
Insurance Companies0
Sovereign Wealth Funds0
Corporations0$0

10 total clients reported on Form ADV.

Leadership

Ricky Gene Canipe
CHIEF COMPLIANCE OFFICER/MANAGING MEMBER
James Matthew Holland
ASSISTANT COMPLIANCE OFFICER

Office locations

2 offices in 1 state
HQ
NC
HICKORY

Advisors at this firm

4 advisors in the directory

Regulatory & compliance

CRD number
#117868
SEC Number
801-76544
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Hourly / Flat Fee
Minimum: $100,000 (waivable)

Data as of March 30, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. MILLENNIUM INVESTMENT AND RETIREMENT ADVISORS, LLC has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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