Reality Financial Planning Services, LLC
SEC RegisteredYour Mission is to Help Others. Our Mission is to Help You Retire with Confidence.
About the firm
Reality Financial Planning specializes in helping educators, healthcare professionals, government employees, and non-profit workers build the retirement they deserve. As financial advisors dedicated to Florida's public servants, they bring specialized knowledge of FRS, DROP, and state benefit systems.
Firm Focus
Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.
Areas of expertise
Services
Retirement income planning, comprehensive financial assessment, 403(b) contribution optimization, Social Security and pension benefit integration, tax-efficient withdrawal strategies, Roth conversions, FRS and DROP benefit optimization, and active portfolio management.
Who they serve
Educators, healthcare professionals, government employees, and non-profit workers, particularly Florida's public servants including classroom teachers, firefighters, and government employees.
| Client segment | Clients | Assets managed |
|---|---|---|
| Individuals (Non-HNW) | 181 | $54M |
| High Net Worth Individuals | 33 | $69M |
29 total clients reported on Form ADV.
Office locations
Advisors at this firm
2 advisors in the directory
Regulatory & compliance
| Asset tier | Annual rate |
|---|---|
| First $500,000 | 0.75% |
| Portion from $500,000 to $750,000 | 0.60% |
| Portion from $750,000 to $1,000,000 | 0.50% |
| Portion over $1,000,000 | 0.30% |
Data as of March 20, 2026 · Source: SEC IAPD & FINRA BrokerCheck
Contact Information
This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. Reality Financial Planning Services, LLC has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.
BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.
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