AdFi
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RFM Financial Solutions, LLC

SEC Registered

Your Trusted Financial Partners for Over 50 Years!

Mt. Pleasant, MIhttps://rfmfinancialsolutions.com989.772.1209
Assets Under Management
$100M–$500M
Employees
6
Office Locations
2 offices
Total Accounts
979

About the firm

RFM Financial Solutions is a member of the RFM Group and part of Robert F. Murray & Co., CPAs, serving the people and businesses of its community for 50 years. The firm specializes in establishing solid long-term relationships with clients, offering customized diversified investment plans implemented with sound investment and fiduciary principles. As a fee-only advisor, its compensation is a flat percentage of account value with no commissions, trailers, or markups.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net WorthCharitable Organizations

Areas of expertise

Fee-only AdvisoryPortfolio ManagementFinancial PlanningRetirement Plans401(k) PlansSIMPLE IRAEstate PlanningFiduciaryMulti-generational WealthTax Planning

Services

Investment portfolio management, personal financial planning, company retirement plans (including SIMPLE IRA, SEP, 401(k), Profit Sharing, and Individual 401(k)/Uni-K plans), estate planning guidance, and ongoing quarterly performance reporting.

Financial Planning

Who they serve

Individuals and businesses seeking investment management, financial planning, and retirement planning, including families seeking multi-generational wealth preservation and business owners planning exit strategies.

Client segmentClientsAssets managed
Individuals (Non-HNW)472$42M
High Net Worth Individuals72$205M

10 total clients reported on Form ADV.

Leadership

Michael Eugene Harter
CHIEF COMPLIANCE OFFICER & MANAGING MEMBER
Robert F. Murray & Company Cpas
PARENT COMPANY
Keith Owen Frame
SHAREHOLDER
John D Goggan
SHAREHOLDER

Office locations

2 offices in 1 state
MI
Mt. PleasantHQ
MI
Midland

Advisors at this firm

3 advisors in the directory

Regulatory & compliance

CRD number
#124468
SEC Number
801-116713
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Hourly / Flat Fee
Minimum: $50,000 (waivable)
Asset tierAnnual rate
$50,000 to $500,0001.00%
$500,001 to $1,000,0000.80%
$1,000,001 to $2,500,0000.65%
$2,500,001 and above0.50%

Data as of December 22, 2025 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. RFM Financial Solutions, LLC has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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