AdFi
SC

South COVE Financial, LLC

SEC Registered
https://southcovefinancial.com/advisors206-914-4132
Assets Under Management
$100M–$500M
Employees
3
Office Locations
1 office
Total Accounts
378

About the firm

South Cove Financial (SCF) is an investment advisory firm whose advisors bring institutional-quality expertise to a diverse mix of clients. The team collectively has decades of experience in wealth advisory, portfolio management, retirement planning, and financial education.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net Worth

Areas of expertise

Wealth ManagementPortfolio ManagementRetirement PlanningEstate PlanningLegacy PlanningWealth PreservationIRA Rollover401k RolloverMedicare PlanningLong-term Care PlanningFinancial Education+2 more

Services

Wealth management, portfolio management, retirement planning, income and legacy planning, IRA and 401k/403b rollover strategies, estate planning, wealth preservation, family legacy planning, Medicare/long-term care planning, and financial education.

Who they serve

Families, high net worth and ultra-high net worth clients, retirement plan participants, young investors, philanthropic finance committees, and charity boards.

Client segmentClientsAssets managed
Individuals (Non-HNW)225$117M
High Net Worth Individuals12$28M

Leadership

Carolyn Marie Horadan
MANAGING MEMBER, CHIEF COMPLIANCE OFFICER

Office locations

1 office in 1 states
HQ

Regulatory & compliance

CRD number
#284554
SEC Number
801-131362
Disciplinary History
No
Fee Model & Minimums
Model: AUM
Asset tierAnnual rate
Up to $2,000,0001.55%
$2,000,001 - $5,000,0001.40%
Over $5,000,0011.30%

Data as of December 3, 2025 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. South COVE Financial, LLC has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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