AdFi
SF

SPECTRUM FINANCIAL MANAGEMENT

SEC Registered

Your Financial Goals Are as Unique as Your Fingerprint.

SAN RAFAEL, CAhttps://spectrumfinancialmgmt.com415-472-7300
Assets Under Management
$100M–$500M
Employees
4
Office Locations
1 office
Total Accounts
150

About the firm

Spectrum Financial Management offers integrated tax and wealth management services to cover the full "spectrum." Through active listening, the team coordinates personalized solutions that maximize opportunities while managing risks and minimizing taxes.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net Worth

Areas of expertise

Integrated Financial ServicesWealth ManagementTax PlanningTax PreparationInvestment ManagementFinancial PlanningPortfolio ManagementAsset Allocation

Services

Integrated tax and wealth management services including investment management, financial planning, and tax preparation/planning. The process covers establishing goals, planning an investment portfolio, implementing the plan, ongoing review of asset allocation and performance, and annual reviews of investment performance, financial planning, and tax issues.

investment_managementfinancial_planningtax_planningwealth_management

Who they serve

Client segmentClientsAssets managed
Individuals (Non-HNW)57$29M
High Net Worth Individuals93$249M
Investment Companies0
Pooled Investment Vehicles0
Pension/Profit Sharing Plans0
Charitable Organizations0
State/Municipal Entities0
Insurance Companies0
Sovereign Wealth Funds0
Corporations0

0 total clients reported on Form ADV.

Leadership

Brenda Sue Friedlander
CHIEF COMPLIANCE OFFICER/OWNER

Office locations

1 office in 1 state
CA
SAN RAFAELHQ

Advisors at this firm

2 advisors in the directory

Regulatory & compliance

CRD number
#127746
SEC Number
801-62255
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Flat Fee
Minimum: $1,000,000 (waivable)
Asset tierAnnual rate
First $1 million1.00%
Above $1 million0.50%

Data as of March 27, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. SPECTRUM FINANCIAL MANAGEMENT has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

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