STEWARDSHIP CONCEPTS FINANCIAL SERVICES LLC
SEC RegisteredSpokane Financial Advisors for Retirees
About the firm
SC Financials is a fee-only fiduciary financial advisory firm based in Spokane, WA, staffed by CFP® professionals with 50+ years of combined experience. The firm helps retirees and near-retirees make smart decisions about large 401(k)s, Roth conversions, Social Security, retirement income, and taxes.
Firm Focus
Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.
Areas of expertise
Services
Financial planning and investment management for retirees, including retirement income planning, Roth conversion planning, Social Security timing, tax planning, withdrawal strategies, RMD planning, and charitable giving strategies. Offered as either a standalone retirement plan or ongoing retirement planning and investment management.
Who they serve
Retirees and near-retirees, typically age 50+, approaching or already in retirement with meaningful savings in a 401(k) or IRA, based in Spokane, WA.
| Client segment | Clients | Assets managed |
|---|---|---|
| Individuals (Non-HNW) | 167 | $56M |
| High Net Worth Individuals | 62 | $110M |
| Charitable Organizations | 18 | $8.2M |
11 total clients reported on Form ADV.
Office locations
Advisors at this firm
4 advisors in the directory
Regulatory & compliance
| Asset tier | Annual rate |
|---|---|
| $0–$2M | 1.00% |
| $2M–$4M | 0.80% |
| $4M–$6M | 0.60% |
| $6M+ | 0.50% |
Data as of January 20, 2026 · Source: SEC IAPD & FINRA BrokerCheck
Contact Information
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This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. STEWARDSHIP CONCEPTS FINANCIAL SERVICES LLC has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.