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THE Practical Planner

SEC Registered

FEE-ONLY, TAX FOCUSED, FINANCIAL PLANNING AND WEALTH MANAGEMENT

Groton, MAhttps://practicalplanner.com978-448-3403
Assets Under Management
$100M–$500M
Employees
2
Office Locations
1 office
Total Accounts
66

About the firm

The Practical Planner, LLC is an independent, Fee-Only financial planning firm that provides comprehensive, tax-focused financial advice and wealth management. As Fee-Only Certified Financial Planners™ and Enrolled Agents, clients pay directly for professional advice and are not sold products. The firm is also a Registered Investment Advisor that customizes strategies to meet the diverse investment objectives of its clients.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net Worth

Areas of expertise

Fee-onlyTax-focusedFinancial PlanningWealth ManagementInvestment ManagementTax PreparationEnrolled AgentsCFPRegistered Investment AdvisorRetirement PlanningEstate Planning+2 more

Services

Comprehensive financial planning and wealth management including tax planning and tax preparation, investment advisory services, goal setting, net worth analysis, estate planning, risk management, education planning, and retirement planning, using no-load low-cost mutual funds and exchange traded funds.

Who they serve

Clients with a minimum portfolio size of $2,500,000 seeking comprehensive financial planning and investment management.

Client segmentClientsAssets managed
Individuals (Non-HNW)12$12M
High Net Worth Individuals54$133M

1 total clients reported on Form ADV.

Leadership

Patricia Ann Konetzny
MANAGING MEMBER
John Henry Konetzny
MANAGING MEMBER/CCO

Office locations

1 office in 1 state
MA
GrotonHQ

Advisors at this firm

2 advisors in the directory

Regulatory & compliance

CRD number
#130601
SEC Number
801-129924
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Flat Fee
Asset tierAnnual rate
$0 to $500,0002.00%
$500,001 to $1,000,0001.75%
$1,000,001 to $2,500,0001.50%
$2,500,001 and above—

Data as of February 26, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. THE Practical Planner has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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THE Practical Planner in Groton, MA | AdvisorFinder