AdFi
WF

Waypoints Financial

SEC Registered

Set Your Course for Independence

Sebring, FLhttps://waypointsfinancial.com863-402-5650
Assets Under Management
$100M–$500M
Employees
3
Office Locations
1 office
Total Accounts
648

About the firm

At Waypoints Financial, each client is understood to have unique goals and circumstances. The firm's objectives are to listen, strive to understand, and ultimately chart a course designed to guide each client on their preferred journey during the financial planning process through deep and meaningful relationships that last for generations.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net WorthCharitable Organizations

Areas of expertise

InvestmentsRetirement PlanningFinancial PlanningAsset AllocationBusiness Succession PlanningCharitable GivingWealth Management

Services

Investments, Retirement Planning, Managing Your Finances, Asset Allocation, Business Succession Planning, and Charitable Giving

Who they serve

Clients with unique financial goals and circumstances, including individuals, families, retirees, and business owners

Client segmentClientsAssets managed
Individuals (Non-HNW)396$57M
High Net Worth Individuals32$99M
Investment Companies0—
Pooled Investment Vehicles0$0
Pension/Profit Sharing Plans0$0
Charitable Organizations0$0
State/Municipal Entities2—
Insurance Companies0—
Sovereign Wealth Funds0—
Corporations0$0

1 total clients reported on Form ADV.

Leadership

John Richard Clark
MANAGING MEMBER AND CCO
Thomas Scott Crutchfield
MANAGING MEMBER
Victor Jason Divietro
MANAGING MEMBER

Office locations

1 office in 1 state
FL
SebringHQ

Advisors at this firm

3 advisors in the directory

Regulatory & compliance

CRD number
#157494
SEC Number
801-130707
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Hourly / Flat Fee

Data as of March 19, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. Waypoints Financial has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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