Luis Manuel Espinoza

Investment Adviser Representative at IP FINANCIAL ADVISORY SERVICES LLC

Riverside, CACRD #4474528Dual-registered

Disclosure(s) on record — see official records below

Sourced from SEC IAPD & FINRA BrokerCheck

Years of Experience

25 yrs

States Registered

6 states

Exams Passed

Registrations & licenses

Registration type

Dual-registered

Registered in 6 states

CaliforniaHawaiiIdahoNevadaTexasUtah

Examinations passed

Series 66

Uniform Combined State Law Examination

Passed 12/10/2001

SIE

Securities Industry Essentials Examination

Passed 10/1/2018

Series 7

General Securities Representative Examination

Passed 11/27/2001

Approximate fees

Estimated from the firm's Form ADV — individual terms may differ. Not a quote.

Primary fee model

Assets Under Management (AUM)

Source

IP FINANCIAL ADVISORY SERVICES LLC Form ADV Part 2A (Item 5), most recent annual amendment.

Employment history

Registration history as reported to FINRA, most recent first.

INNOVATION PARTNERS LLCCurrent

2/25/2022 – Riverside, CA

NEWPORT COAST SECURITIES, INC.

6/26/2012 – 10/22/2014RIVERSIDE, CA

KOVACK SECURITIES INC.

6/11/2010 – 6/29/2010RIVERSIDE, CA

AMERIPRISE FINANCIAL SERVICES, INC.

11/30/2001 – 11/8/2007CORONA, CA

IDS LIFE INSURANCE COMPANY

11/30/2001 – 7/3/2006MINNEAPOLIS, MN

LPL FINANCIAL CORPORATION

11/1/2007 – 5/26/2010RIVERSIDE, CA

FIRST FINANCIAL EQUITY CORPORATION

10/15/2014 – 3/2/2022Riverside, CA

Official records & sources

FINRA BrokerCheck record

Official broker registration & regulatory record

SEC IAPD record

SEC investment adviser registration record

Data as of May 30, 2026 · Source: SEC IAPD & FINRA BrokerCheck

About this profile

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. Luis Manuel Espinoza has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on BrokerCheck or SEC.gov before making any decision. AdvisorFinder may be compensated for referrals generated through this page.