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ILLUMINATION WEALTH MANAGEMENT

SEC Registered

Plan Well | Build Wealth | Live Wealthy

SAN DIEGO, CAhttps://illuminationwealth.com858-246-6855
Assets Under Management
$100M–$500M
Year Founded
2009
Employees
14
Office Locations
1 office
Total Accounts
1246

About the firm

Illumination Wealth Management is a financial planning firm founded in 2009 by Matt Rinkey with a mission to empower people with financial clarity so they can build their wealth and live their best financial life. The firm offers one-on-one, unbiased financial planning and wealth management services, operating on a flat fixed fee model with no commissions or hidden fees.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net WorthCharitable Organizations

Areas of expertise

Financial PlanningWealth ManagementInvestment ManagementRetirement PlanningTax PlanningBusiness Succession PlanningReal Estate InvestmentEstate PlanningEmployer Retirement PlansPortfolio ManagementInsurance Advising+1 more

Services

Comprehensive financial life planning, coordinated investment and portfolio management, customized employer retirement plans, cash flow and lifestyle planning, tax planning, business and succession planning, trust and estate planning, insurance advising, and employee benefits maximization.

retirement_planninginvestment_managementfinancial_planningestate_planningtax_planninginsurancecharitable_givingbusiness_planningwealth_managementcash_flow_planningrisk_management

Who they serve

Entrepreneurs, real estate investors, executives, and retirees at different stages of their financial journey.

Client segmentClientsAssets managed
Individuals (Non-HNW)66$21M
High Net Worth Individuals137$440M
Charitable Organizations12$9.5M

30 total clients reported on Form ADV.

Leadership

Matthew Seth Rinkey
PRESIDENT/CHIEF COMPLIANCE OFFICER

Office locations

1 office in 1 state
CA
SAN DIEGOHQ

Advisors at this firm

11 advisors in the directory

Regulatory & compliance

CRD number
#149576
SEC Number
801-122912
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Flat Fee
Asset tierAnnual rate
Investment Management: $0 - $99,999
Investment Management: $100,000 - $249,9991.50%
Investment Management: $250,000 - $499,9991.35%
Investment Management: $500,000 - $999,9991.20%
Investment Management: $1,000,000 - $2,999,9991.00%
Investment Management: $3,000,000+0.90%

Data as of April 28, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

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Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. ILLUMINATION WEALTH MANAGEMENT has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

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