AdFi
SF

SPECTRUM FINANCIAL INC

SEC Registered

Transforming the Way You Invest

VIRGINIA BEACH, VAhttps://investspectrum.com757-463-7600
Assets Under Management
$100M–$500M
Year Founded
1989
Employees
9
Office Locations
1 office
Total Accounts
454

About the firm

Spectrum Financial has managed client assets since 1989 using Spectrum's active risk management methodology, refined through decades of market cycles and delivered by a complete investment services team. The firm manages investments for individuals, institutions, and financial representatives, offering actively managed mutual funds and comprehensive money management through its AssetMaxx methodology.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

High Net WorthInvestment Companies

Areas of expertise

Active Risk ManagementMutual FundsPortfolio ManagementWealth PreservationDaily MonitoringBrokerage ServicesInstitutional InvestingFaith-driven Investing

Services

Active risk management with daily portfolio monitoring, integrated brokerage services, and performance-driven actively managed mutual funds delivered through the AssetMaxx comprehensive money management methodology.

Who they serve

Individuals, institutions, and financial representatives, including wealth preservationists, families planning generationally, philanthropically-minded investors, and advisors using Spectrum's mutual funds in client portfolios.

Client segmentClientsAssets managed
Individuals (Non-HNW)213$34M
Charitable Organizations2$1.9M
State/Municipal Entities9

0 total clients reported on Form ADV.

Leadership

Ralph John Doudera
CEO
Mary K Collins
PRESIDENT
Mary Kathryn Collins
CHIEF COMPLIANCE OFFICER

Office locations

1 office in 1 state
VA
VIRGINIA BEACHHQ

Advisors at this firm

2 advisors in the directory

Regulatory & compliance

CRD number
#105618
SEC Number
801-33311
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Other
Minimum: $50,000 (waivable)
Asset tierAnnual rate
All available Strategies (quarterly rate)1.92%
Leveraged High Yield (quarterly rate)2.52%

Data as of March 19, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. SPECTRUM FINANCIAL INC has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

Find the right advisor for you

Take the free 3-minute assessment to get matched with advisors who fit your goals.

Get Matched
SPECTRUM FINANCIAL INC in VIRGINIA BEACH, VA | AdvisorFinder