AdFi
VR

VISION RETIREMENT

SEC Registered

Planning for retirement is harder than it used to be.

RIDGEWOOD, NJhttps://visionretirement.com201-447-2212
Assets Under Management
$500M–$1B
Employees
13
Office Locations
2 offices
Total Accounts
1965

About the firm

Vision Retirement is a fiduciary financial planning firm staffed by CFP® professionals offering retirement planning, investment management, and comprehensive financial planning services. The firm operates with 100% transparency, clear pricing, no hidden fees, and no proprietary products. It has been helping families navigate complex retirement decisions for over 30 years.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net Worth

Areas of expertise

Retirement PlanningFinancial PlanningCfp® ProfessionalsInvestment Portfolio AnalysisSocial Security OptimizationTax PlanningEstate PlanningCash Flow AnalysisMedicare And Insurance PlanningFiduciary Advisory

Services

Services include a free 15-minute discovery call, a Second Opinion portfolio review ($295), an 'Am I on Track?' retirement-readiness assessment ($590), and comprehensive financial planning (one-time fee starting at $2,500) covering goals development, investment planning, estate planning, cash flow planning, tax planning, health and insurance planning, and retirement planning. Ongoing services such as investment management and membership are also available.

retirement_planningfinancial_planningestate_planningtax_planninginsurancesocial_securitymedicarecash_flow_planning

Who they serve

DIY investors, people working with an advisor seeking an unbiased review, and individuals wanting a clear answer on whether they are on track for retirement, including those juggling retirement planning with aging parents and college costs.

Client segmentClientsAssets managed
Individuals (Non-HNW)655$120M
High Net Worth Individuals451$504M
Investment Companies0
Pooled Investment Vehicles0$0
Pension/Profit Sharing Plans0$0
Charitable Organizations2$1.1M
State/Municipal Entities3
Insurance Companies0
Sovereign Wealth Funds0
Corporations0$0

0 total clients reported on Form ADV.

Leadership

Paul David Muller
MANAGING MEMBER, CCO
Joseph Michael Lanza
MANAGING MEMBER

Office locations

2 offices in 1 state
NJ
RIDGEWOODHQ
NJ
POUGHKEEPSIE

Advisors at this firm

7 advisors in the directory

Regulatory & compliance

CRD number
#173064
SEC Number
801-126524
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Hourly / Flat Fee / Other

Data as of April 30, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. VISION RETIREMENT has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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VISION RETIREMENT in RIDGEWOOD, NJ | AdvisorFinder