AdFi
WC

WATERLOO CAPITAL

SEC Registered

Financial Solutions. Sound Advice.

AUSTIN, TXhttps://elementconsultants.com512-777-5900
Assets Under Management
$1B–$5B
Employees
64
Office Locations
8 offices
Total Accounts
7306

About the firm

Element Retirement & Investment Consultants is an independent, fee-only Registered Investment Advisor consultancy located in College Station, Texas. As wealth managers, they look at clients' entire financial picture, not just their investment assets, in order to develop and implement an inspiring vision of their financial future and a realistic strategy to achieve it.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net WorthCharitable OrganizationsState/Municipal

Areas of expertise

Retirement PlanningInvestment ConsultingWealth ManagementFee-only AdvisoryRegistered Investment Advisor

Services

Wealth management and investment advisory services, including developing and implementing financial strategies based on clients' entire financial picture. The firm charges a fee based on a percentage of assets under management.

Who they serve

Client segmentClientsAssets managed
Individuals (Non-HNW)1,685$384M
High Net Worth Individuals924$1.7B
Investment Companies0
Pooled Investment Vehicles0$0
Pension/Profit Sharing Plans0$0
Charitable Organizations188$226M
State/Municipal Entities0
Insurance Companies0
Sovereign Wealth Funds0
Corporations0$0

0 total clients reported on Form ADV.

Leadership

Waterloo Capital Management Llc
GENERAL PARTNER
John Thomas Chatmas
CEO
John Thomas Chatmas
SOLE MEMBER
Burke Edwards
SOLE MEMBER
Tricia Teegardin
LIMITED PARTNER
David Dachner
TRUSTEE
Brenda Dachner
TRUSTEE

Office locations

8 offices in 3 states
TX
AUSTINHQ
AR
ROGERS
GA
ATLANTA
TX
DALLAS
TX
AUSTIN
TX
HOUSTON
TX
WACO
TX
DALLAS

Advisors at this firm

52 advisors in the directory

George Stanley Abiassi
Investment Adviser Representative
Dual-registered
Lisa Ann Allen
Investment Adviser Representative
Dual-registered
Betty Jean Arias
Investment Adviser Representative
Dual-registered
Richard Lance Belline
Investment Adviser Representative
Dual-registered
Joseph Carl Blackwell
Investment Adviser Representative
Investment Adviser Rep
Robert Patrick Blessing Jr.
Investment Adviser Representative
Investment Adviser Rep
Earline Fay Chapa
Investment Adviser Representative
Dual-registered
John Thomas Chatmas Jr
Investment Adviser Representative
Dual-registered
Kasey David Cooper
Investment Adviser Representative
Dual-registered
Adam Giovanni D'Acierno
Investment Adviser Representative
Dual-registered
Randy Keith Flowers
Investment Adviser Representative
Dual-registered
Montgomery Phair Fortenbaugh
Investment Adviser Representative
Investment Adviser Rep
Benjamin Ashby Fuller
Investment Adviser Representative
Dual-registered
Jay Gregory Gehrke
Investment Adviser Representative
Investment Adviser Rep
Raymond Earl Goshert Jr.
Investment Adviser Representative
Investment Adviser Rep
Steven Lewis Graham
Investment Adviser Representative
Dual-registered
Megan Diane Gegen
Investment Adviser Representative
Investment Adviser Rep
Grayson Harris Griffin
Investment Adviser Representative
Dual-registered
Christopher John Hernandez
Investment Adviser Representative
Dual-registered
Grace Frazer Hill
Investment Adviser Representative
Investment Adviser Rep
Jarrod Shane Hix
Investment Adviser Representative
Dual-registered
Stuart W Huckin
Investment Adviser Representative
Dual-registered
Andrew R Johnsen
Investment Adviser Representative
Dual-registered
Chad Austin Kennedy
Investment Adviser Representative
Dual-registered
Jonathan G Liles
Investment Adviser Representative
Investment Adviser Rep
Steven Harris Livitz
Investment Adviser Representative
Dual-registered
Henry Guest Looney
Investment Adviser Representative
Investment Adviser Rep
Grayson Elizabeth Miller
Investment Adviser Representative
Dual-registered
Mark J McAdams
Investment Adviser Representative
Investment Adviser Rep
Jordan N. Mehal
Investment Adviser Representative
Investment Adviser Rep
Anjali Sameer Mehta
Investment Adviser Representative
Investment Adviser Rep
Elizabeth Evette Mock-Hernandez
Investment Adviser Representative
Dual-registered
Frances Frazer Moore
Investment Adviser Representative
Dual-registered
Lori Gann Morris
Investment Adviser Representative
Dual-registered
Logan Pearce Moulton
Investment Adviser Representative
Dual-registered
Sajal Emily Mutter
Investment Adviser Representative
Investment Adviser Rep
Keith Ronan Nielsen
Investment Adviser Representative
Dual-registered
Crystal Dawn Reed
Investment Adviser Representative
Investment Adviser Rep
Isabella Kathryn Richard
Investment Adviser Representative
Investment Adviser Rep
Ryan Jacob Roark
Investment Adviser Representative
Investment Adviser Rep
Robert John Russell Jr
Investment Adviser Representative
Investment Adviser Rep
David Michael Sabonghy
Investment Adviser Representative
Dual-registered
Steven Christian Schultheis
Investment Adviser Representative
Dual-registered
Sara Leigh Seely
Investment Adviser Representative
Dual-registered
Donald Ralph Simoneaux Jr.
Investment Adviser Representative
Investment Adviser Rep
Grant Smith
Investment Adviser Representative
Dual-registered
Joshua Thomas Teeters
Investment Adviser Representative
Dual-registered
William Benton Warrenburg
Investment Adviser Representative
Investment Adviser Rep
Dax Werner Weindorf
Investment Adviser Representative
Dual-registered
Bennett Hampton Woodward
Investment Adviser Representative
Dual-registered
Eric Ronald Wylie
Investment Adviser Representative
Dual-registered
Michael Scott Yawn
Investment Adviser Representative
Dual-registered

Regulatory & compliance

CRD number
#133705
SEC Number
801-63975
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Commission / Hourly / Flat Fee
Minimum: $1,000,000 (waivable)

Data as of March 24, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. WATERLOO CAPITAL has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

BrokerCheck data is used subject to the FINRA BrokerCheck Terms of Use. Found something inaccurate? Report inaccurate data and we will correct any error we introduced. Errors in the underlying BrokerCheck record itself are referred to FINRA, which maintains that record.

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WATERLOO CAPITAL in AUSTIN, TX | AdvisorFinder