AdFi
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CAPSTONE FINANCIAL ADVISORS INC

SEC Registered

Invest in Your Future

DOWNERS GROVE, ILhttps://capstone-advisors.com630-241-0833
Assets Under Management
$1B–$5B
Year Founded
1999
Employees
30
Office Locations
2 offices
Total Accounts
4173

About the firm

Capstone Financial Advisors is a fee-only, personal financial advisory firm that works with high-net-worth individuals, families, and institutions. Founded in 1999 in Downers Grove, Illinois, the firm delivers goal-based financial planning and personalized wealth management services. As fiduciaries, Capstone advisors accept neither commissions nor additional compensation for the services they recommend.

Firm Focus

Client segments reported on the firm's SEC Form ADV — applies to all advisors at the firm.

IndividualsHigh Net WorthCharitable OrganizationsState/Municipal

Areas of expertise

Fee-onlyFiduciaryWealth ManagementInvestment ManagementTax PlanningRetirement PlanningEstate PlanningEducation PlanningRisk ManagementFamily OfficeGoal-based Financial Planning+1 more

Services

Capstone offers comprehensive wealth management services including investment management, tax planning and preparation, retirement planning, education planning, estate planning, risk management, and family office services for multi-generational wealth management.

retirement_planninginvestment_managementestate_planningtax_planninginsurancecollege_planningwealth_managementrisk_management

Who they serve

High-net-worth individuals, families, and institutions

Client segmentClientsAssets managed
Individuals (Non-HNW)692$264M
High Net Worth Individuals376$2.6B
Charitable Organizations4$7.1M

6 total clients reported on Form ADV.

Leadership

Troy E. Bute
PRESIDENT/DIRECTOR
Richard Gierard Marks
SECRETARY/TREASURER
John Charles Kosik
DIRECTOR
Jason Dwain Telford
DIRECTOR

Office locations

2 offices in 2 states
IL
DOWNERS GROVEHQ
TN
BRENTWOOD

Advisors at this firm

17 advisors in the directory

Regulatory & compliance

CRD number
#109341
SEC Number
801-56979
Disciplinary History
No
Fee Model & Minimums
Model: AUM / Hourly / Flat Fee / Other
Minimum: $1,000,000 (waivable)
Asset tierAnnual rate
First $2,000,0001.00%
Next $2,000,0000.75%
Next $2,000,0000.60%
Over $6,000,0000.50%

Data as of March 31, 2026 · Source: SEC IAPD & FINRA BrokerCheck

Contact Information

Editorial disclosure

This profile was compiled and published by AdvisorFinder as editorial content using publicly available information from the SEC's IAPD database and FINRA BrokerCheck. CAPSTONE FINANCIAL ADVISORS INC has not reviewed, approved, or endorsed this profile and is not responsible for its accuracy. Regulatory records change over time — always verify the current record directly on the SEC or FINRA websites before making any decision.

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